£1000 Loans
Borrow up to £1000 today. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
£1000 Loans from Lendability
£1000 loans are one of the most popular on Lendability as £1000 can be used to cover many things. Typically, loans of £1000 or more come with longer repayment terms, helping you spread the cost of your bad credit loan over a longer period, making it more affordable.
However, because of the higher loan value, it’s important that you make sure you can afford to repay the loan comfortably without stretching your finances too much.
If you have bad credit, you may find that you’re limited in the number of lenders you can approach for a £1000 loan. But don’t worry – there are still lenders who may be happy to work with you, even with a bad credit history.
Before you apply for any loan, it’s important to make sure you can afford the repayments. Be sure to check the loan term and repayment amounts before accepting the terms.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
£1000 Loans
Am I going to need a guarantor?
In almost all circumstances no, the loans on Lendability are unsecured and will not require a guarantor.
Why should I choose Lendability?
We have been helping customers get loans since 2015 and work with all of the best lenders in the market which means you have a greater chance of being accepted for a loan.
How quick will I get the £1000?
Once approved by a lender, funds are typically in your account within the hour. This of course depends on your lender and your bank.
Will it hurt my credit rating if I apply?
No, it will not. We only perform a soft check which is not visible to other lenders.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.