3 Month Loans
Spread the cost of your loan over 3 equal instalments. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
3 Month Loans from Lendability
If you are considering a 3 month loan then Lendability has the lenders available to help you get a competitively priced loan, even if you have bad credit.
There are numerous benefits to 3 month payday loans. One of the biggest benefits is that you can get your hands on the money much faster than with other types of loans. You can often have the money in your account within a few hours, which is much faster than waiting for a traditional loan to come through.
Another benefit of 3 month loans is that they are often much easier to repay than other types of loans. This is because you will have a shorter repayment period, which means that you can budget for the loan much more easily. You also won’t have to worry about being stuck in debt for a long period of time.
If you are looking for a fast and easy way to get access to money, 3 month loans are a great option. You can easily find lenders online, and you can get your loan approved within minutes. So if you need money quickly, 3 month loans are a great option.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
3 Month Loans
How do I repay a 3 month loan?
Typically you would repay a 3 month loan in 3 equal instalment, usually on or around your pay date.
Why is the APR so high for 3 month loans?
This is because an APR is an annualised rate and a 3 month loan is not a year long loan so the rate is compounded and appears high.
Am I eligible for a 3 month loan?
As long as you are over 18 years of age and a UK citizen then you are able to apply for a 3 month loan with Lendability.
Can I apply if I have bad credit?
Yes, 3 month loans are suitable for people with all types of credit history, as long as the loan is affordable.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.