£4000 Loans
Apply online now for up to £4000. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
£4000 Loans from Lendability
Many Lendability customers come here looking for £4000 loans and we have a large panel of lenders that welcome £4000 loan applications.
The reason we have such a wide selection of lenders is that we want to make sure you get the best deal possible. No one should have to borrow money at an extortionate interest rate, so our goal is to get you a loan with a competitive APR.
There are many reasons why someone might need to borrow £4000. It could be for a much-needed holiday, to pay off some urgent debts, or even to cover unexpected costs. Whatever the reason, we’re here to help.
If you have bad credit, don’t worry – we can still help you find a loan. We work with a number of lenders who are willing to lend to people with less-than-perfect credit scores.
If you’re interested in taking out a £4000 loan, apply now for an instant decision.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
£4000 Loans
Will you ask me for a guarantor?
No, these loans are unsecured and do not require a guarantor.
Can I apply with Bad Credit?
Yes, you can. Our lenders specialise in working with those that have some history of poor credit so that is not a problem.
How much will it cost to apply?
Absolutely nothing, applying with Lendability is completely free of charge.
How much will the loan cost?
Once you have been accepted by a lender, they will give you a full run down of how much the loan will cost including the total amount repayable and the cost of each instalment.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.