£500 Loans

Borrow up to £500 today.  Get an instant decision with no fees and no credit checks.^

Representative 79.5% APR.  Warning:  Late repayment can cause serious money problems.  For help, please go to  Moneyhelper 

We are an authorised credit broker and not a lender.

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All credit histories considered
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Simple 2 minute application
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No phone calls or documents to send
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£500 loans available today

Representative 79.5% APR

Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44.  Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable)

Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing

£500 Loans from Lendability

Applying for a £500 loan is simple and straightforward with Lendability. We offer loans of up to £5,000 for any purpose. We have a simple online application process and we will get back to you within minutes of applying with a loan decision.

You can apply online now and get an instant decision with no harm to your credit score.

A £500 bad credit loan can help many people deal with life’s emergencies, typically a £500 loan would be repaid over 3 to 12 months, depending on what is affordable to you.

Be sure you check all of the loan information with your lender prior to accepting an offer and remember, you are under no obligation to accept a loan offer.

How it works

We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.

APPLY ONLINE

This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^

CHECK OFFERS

Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.

GET FUNDS

Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.

£500 Loans

Can I apply for a £500 loan on my mobile?

Yes you can, everything you need to do is available on mobile, including signing any loan agreements.

Can I use the £500 for any purpose?

Yes, all of the loans offered on Lendability are unsecured so you can use them for any purpose.

When will I get my loan?

This is dependent on the lender that accepts your application.  Typically, when a lender has accepted an approved your loan, they’ll pay out on the same day (depending on the time of day).

Will you charge me a fee?

No, there are no fees to apply or use Lendability and we will never ask you for a fee.

Ready to apply for a loan?

Guides & Articles

Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.

^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan.  If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report.  Not all lenders are able to make same day payments and this may also depend on your bank.

Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.

Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092.  Registered office:  4th Floor, 18 St Cross Street, London, EC1N 8UN.  FCA Licence number 622839.  ICO registration number ZA101793.