£5000 Loans
Apply for up to £5000 today. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
£5000 Loans from Lendability
A loan of £5000 can be used for many things, such as a holiday or used to consolidate other more expensive debts.
A loan of this size can be applied for through Lendability, even if you have bad credit. We offer an instant online decision and when you apply online, it will not harm your credit score in any way.
Lendability is a specialist broker that arranges loans to those who may have struggled to borrow money in the past. We understand that everyone struggles at times and we are here to help you get back on your feet.
A loan of £5000 from Lendability can help you get back on track and make those larger purchases that you may have been putting off. Our lenders offer competitive rates and can tailor a loan to suit your individual circumstances.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
£5000 Loans
Am I eligible to apply?
As long as you are over 18 years of age and you are a UK resident, you are eligible to apply for a loan. For a loan of this size, you will also need to be employed with a regular income.
How will I repay the loan?
Loan repayments will be organised by your lender, you are typically able to choose your loan repayment date and repayments are made through your bank account or debit card.
What is the APR of a £5000 loan?
This will depend on the lender that accepts your application and the duration of your loan. Your loan APR will be made clear to you before you accept the offer.
I have got bad credit, can I apply?
Absolutely, we specialise in helping those with less than perfect credit and our lenders understand that many people don’t have perfect credit – all of this is considered during your application and many people with poor credit are able to get accepted.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.