6 Month Loans
Apply now and spread the cost of your loan over 6 months. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
6 Month Loans from Lendability
If you are considering a 6 month loan then Lendability can help. Many of the lenders we work with are able to offer flexible 6 month loans which are repaid in 6 equal intalments, spreading the cost of the loan.
6 month loans from Lendability can be a great alternative to traditional payday loans as they give you more time to repay the loan, and often at a lower interest rate.
Lenders on Lendability can offer loans from 1 month to 60 months, if you feel like you may need more time to repay the loan you could consider a longer term loan such as 9 months or a 12 month loan.
If you would like to find a 6 month loan lender, why not fill in our short application form and let us find your perfect lender, there is no harm to your credit score and you could get your 6 month loan on the same day.^
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
6 Month Loans
Are 6 month loans suitable for me?
Taking a loan over a long or short period all comes down to affordability – when you receive your loan offer, if the monthly repayments are too high then consider borrowing less or extending the loan term.
What happens if I can't repay my 6 month loan?
Lenders have a duty of care now and will help you work out an affordable repayment plan to settle your debt. It is extremely important you speak to your lender in the first instance to stop any charges or interest being applied.
Can I repay a 6 month loan early?
Yes, you can in almost all circumstances and you’ll likely save money. Speak with your lender and ask for a settlement figure when you have the money to repay.
How do I apply for a 6 month loan?
Simply complete our quick application form and select 6 months as the duration – it’s that easy!
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.