Cash Loans
Apply for your cash loan today. Get an instant decision with no fees and no credit checks.^
Representative 79.5% APR. Warning: Late repayment can cause serious money problems. For help, please go to Moneyhelper
We are an authorised credit broker and not a lender.
Representative 79.5% APR
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable)
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
Cash Loans from Lendability
Lendability lenders can offer you fast cash loans exactly when you need it, even when it’s an emergency and you need the loan as quickly as possible
Cash loans are deposited straight into your bank account and this can be as quickly as just 10 minutes after your final loan approval.
Cash loans are perfect when you need cash quickly and do not want to wait the few days it would take for a personal loan or line of credit to be processed
Cash loans can also be a lifesaver when you have a low credit score and need cash urgently. They are available for people in all situations, including some on benefits and students.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
Cash Loans
Can I get actual cash in the form of a loan?
Loans from Lendability lenders are all online therefore not physical cash – your loan will be sent straight to your bank account instead.
Can I get my loan today?
In many cases funds are paid out on the same day, but this really depends on the time of day you apply and the lender that accepts your application.
Do you charge any fees?
No, we do not charge any fees whatsoever.
Can I apply if my credit is bad?
Yes you can, we specialise in helping people with poor credit!
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.