Compare Payday Loans
Apply for your payday loan today. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
Compare Payday Loans
If you are considering applying for a payday loan or a short term loan, comparing rates from lenders could be a good place to start.
Rates can vary a great deal from one lender to the next, so it is important that you compare as many as possible before making a decision.
There are a number of ways to compare payday loans. One way is to look at the APR, or annual percentage rate. This is the rate of interest that will be charged on the loan if you borrow the money for a year.
The most reliable way to compare payday loans is to compare the total cost of the loan, it’s the easiest way to understand exactly how much a loan costs without looking at interest rates or APR %’s which can often be in the hundreds of percent.
You should also compare the terms and conditions of the loan before you apply. Some lenders will only lend to people with good credit, while others will lend to people with bad credit.
Finally, you should compare the interest rates that are offered by different lenders. The interest rate is the amount of money that you will have to pay back in addition to the original loan amount.
Comparing payday loans can help you get the best deal possible. Using a dedicated payday loan comparison site like allthelenders could help you get the best deal.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
Compare Payday Loans
Don't all payday loans cost the same?
No they do not, in fact the price of a loan can often swing by more than £100 depending on how much you want to borrow and over how long.
Will the deal you get me be the best deal?
We will always try and find you the most suitable loan product for your personal circumstances – remember, you are never under any obligation to accept a loan offer.
Is there a cap on how much a payday lender can charge?
Yes, a lender cannot charge more than 0.8% interest per day on your loan if it is under 12 months long and over 100% APR. This works out to 80p per day per £100 borrowed.
What are the fees if I miss a payment?
You will need to check fees with your lender but they should never exceed £15 which can only be charged once.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.