Instant Payday Loans
Apply for your instant payday loan today. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
Instant Payday Loans from Lendability
Instant payday loans are available on Lendability from our panel of more than 40 specialist bad credit lenders. You can apply now with our short application form and get an instant online decision.
If you’re looking for a payday loan online that can be processed quickly, our instant loans could be the answer.
Instant payday loans are a short-term solution to help you cover unexpected expenses or bridge the gap until your next payday. They’re available to UK residents who are over 18 and have a regular income.
To apply for an instant payday loan, you’ll need to provide some basic personal and financial information. This includes your name, address, email address, telephone number, and employer’s name and contact details. You’ll also need to provide your bank account details and the amount you’d like to borrow.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
Instant Payday Loans
Are instant payday loans right for me?
Payday loans are really only suitable to cover short term cash problems.
Can I apply online for a loan?
Yes! Use our short application to get yourself an instant online decision.
When will I find out if I am accepted?
We will be able to give you a decision in just a few minutes.
How 'instant' are instant payday loans?
Most lenders are able to deposit funds within just 10 minutes of getting approved.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.