Emergency Loans
If you need an emergency loan, apply now. Get an instant decision with no fees and no credit checks.^
Representative 79.5% APR. Warning: Late repayment can cause serious money problems. For help, please go to Moneyhelper
We are an authorised credit broker and not a lender.
Representative 79.5% APR
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable)
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
Emergency Loans from Lendability
If you find yourself in a financial emergency, then a loan from Lendability lenders could be the answer.
We can help with emergency loans for people with bad credit so you can get the help you need when you need it. Whether you need the money to cover an unexpected bill, an emergency repair or just to see you through the rest of the month, loans from Lendability lenders are for any purpose.
Our payday loans and bad credit loans are available to those who need them most, and we have a variety of loan amounts and repayment terms to choose from. So, whether you need money to cover an unexpected expense or want to consolidate your debts, we can help.
Apply now for a emergency loan from Lendability and get the money you need to cover your emergency expenses.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
Emergency Loans
How fast can I get an emergency loan?
Most lenders will be able to send the money within an hour of final approval.
What can I use an emergency loan for?
You can use an emergency loan for any purpose, such as paying a last-minute bill or an emergency repair.
How much could I borrow?
You could borrow up to £5000 with our lenders.
How long can I borrow for?
Our lender’s maximum loan term is 5 years.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.