Instant Loans
Apply for an instant loan today. Get an instant decision with no fees and no credit checks.^
Representative 49.7% APR. Warning: Late repayment can cause serious money problems. For help, please visit the Moneyhelper website.
We are an authorised credit broker and not a lender.
Representative 49.7% APR
Representative Example: Rates from 43.1% APR to 1333% APR. Minimum Loan Length is 1 month. Maximum Loan Length is 36 months. Representative Example: £1,200 borrowed for up to 75 days. Total amount repayable is: £1506. Interest charged is 0.34% per day, amounting to £306, annual interest rate of 124% (variable). Representative APR: 49.7% (variable).
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
Instant Loans from Lendability
If you need a loan fast then Lendability could be the answer. Our loans are fast and reliable and you could get your loan paid into your account today.^ Our application takes just 2 minutes to complete.
Just apply online and our instant decision engine will let you know if you’re approved in just a few minutes.
We offer a wide range of instant loans, so whether you need a small loan for a short term or a larger loan for a longer term, we can help.
Our instant loans are perfect for when you need money quickly, without having to go through a long and complicated application process.
If you’re looking for a fast and easy way to get a loan, then instant loans from Lendability could be the perfect solution for you.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
Instant Loans
How quick is an instant loan?
Submitting an application with Lendability takes less than 2 minutes and you will get a decision in just a few minutes. From there, depending on which lender accepts your application, you could get your loan in just a few hours.
Do you charge any fees?
No, we do not. You can apply for an instant loan on Lendability with confidence that there are no fees involved – we will never charge you a fee nor ask you to make any payments to us.
Is an instant loan right for me?
If you have an emergency and need cash fast then an instant loan could be right for you. As long as you are able to afford the repayments then you can apply for a loan.
Can I get an instant loan with bad credit?
Yes you can apply for an instant loan with bad credit. We will only perform a soft check in order to get you a decision from a lender.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.