Short Term Loans for any purpose
Apply for a short term loan from £100 to £5000 today. Get an instant decision with no fees and no credit checks.^
Representative 79.5% APR. Warning: Late repayment can cause serious money problems. For help, please go to Moneyhelper
We are an authorised credit broker and not a lender.
Representative 79.5% APR
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable)
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
Short Term Loans built around your needs
A short term loan would generally be considered a loan that is for less than 12 months, however, this isn’t a strict rule.
Short term loans are often used to cover emergency expenses, like a car repair or medical bill, when you don’t have the money saved up. short term loans can also be helpful if you need to bridge the gap between your pay dates.
When looking for a short term loan, it’s important to compare interest rates and fees. It’s also a good idea to read the fine print and make sure you understand the terms of the loan before signing anything, this is because short term loans are generally more expensive than other forms of borrowing.
If you’re considering a short term loan, it’s a good idea to apply through a reputable lender. You can use Lendability to help find a short term loan that fits your needs. Applying for a short term loan with Lendability is simple using our quick application form and you’ll get an instant decision with no harm to your credit score.
Short term loans are available for those with both a good and a bad credit score so you can apply with confidence on Lendability that we will work hard to match you with a suitable lender.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
Short Term Loans for Emergencies
Is a short term loan the same as a payday loan?
For the most part, payday loans haven’t been available for some time as lenders moved on to longer term loans, however, the term payday loans has stuck around. Many people consider instalment loans as payday loans but this isn’t strictly true. Really, they are 2 different loan products as a payday loan should be repaid in full after your next payday and the loan term would rarely exceed 55 days.
Are short term loan lenders payday lenders?
They are the same companies however rather than offering super-short loan terms (1 month for example) most lenders really prefer a 3 month minimum term.
Do you work with many short term lenders?
Yes, we work with more than 40 lenders.
Are short term loans expensive?
They can be yes, but as the loan is for a short period of time lenders have to charge more to ensure they profit from the loan. Short term loan rates may change however depending on your credit history.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.