Short Term Cash Advance Loans
Apply for your short term cash advance loan today. Get an instant decision with no fees and no credit checks.^
Representative 79.5% APR. Warning: Late repayment can cause serious money problems. For help, please go to Moneyhelper
We are an authorised credit broker and not a lender.
Representative 79.5% APR
Representative Example: £1,000 borrowed for 18 months. Repayment of 17 Months at £87.22 and final repayment of £87.70 The total amount repayable is £1570.44. Interest amounts to £570.44, an annual interest rate of 59.97% (fixed) Representative APR: 79.5% (variable)
Lendability is a credit broker and not a lender. High cost short term credit is unsuitable to support sustained borrowing over long periods and would be expensive as a means of longer term borrowing
Short Term Cash Advance Loans from Lendability
The loans available with Lendability include short term cash advance loans that are designed to help you relieve a short term, temporary cash problem.
Typically these loans will be for less than 12 months and will be repaid every month, usually on your payday. Most short term cash advance loans will be for amounts less than £1000, usually around the £300 mark.
The APR on short term loans will be higher than with our longer term products, as the lender is taking on more risk by lending over a shorter time period. However, the short term nature of these loans can make them an attractive option if you need to borrow money quickly.
If you are considering a short term cash advance loan, please make sure you understand the terms and conditions of the product. Be sure to read the representative example and our short term loan FAQs before making a decision.
How it works
We have worked hard to make the loan application process as simple as possible to ensure you get your loan when you need it.
APPLY ONLINE
This application is 100% safe and secure, your data is encrypted. Applying with Lendability will not affect your credit score.^
CHECK OFFERS
Wait for your loan results and check the loan terms and conditions. You must ensure it is affordable before accepting any offer.
GET FUNDS
Once you have signed your loan documents and the lender has made their final checks, your loan will be sent to your bank account.
Short Term Cash Advance Loans
What is a short term cash advance loan?
A short term cash advance loan is typically a small loan that is taken over a period that is less than 6 months. It would usually be taken to cover an emergency expense.
Is a short term cash advance loan a payday loan?
Not really, no. A payday loan is usually repaid in one payment on your next payday where our lenders offer instalment loans that are repaid over a longer period.
Do you charge any fees?
No, we do not charge any fees for you to apply for a short term cash advance loan.
Are you a lender?
No, we are a regulated credit broker.
Ready to apply for a loan?
Guides & Articles
Take a look at a selection of our most popular guides and articles about personal finance and the loans that we offer.
^Lendability will not perform a credit check, lenders may complete a soft check when considering your application for a loan. If you accept a loan offer, the lender will perform a hard search which may be recorded on your credit report. Not all lenders are able to make same day payments and this may also depend on your bank.
Lendability does not charge its customers for using its credit broking services but we may receive a commission from lenders or other brokers if a customer accepts any credit related offer or enters a credit agreement through this website.
Lendability is a trading name of Warwick Financial Services Limited, a company registered in England and Wales with company number 09011092. Registered office: 4th Floor, 18 St Cross Street, London, EC1N 8UN. FCA Licence number 622839. ICO registration number ZA101793.